AYE आय
Incentive Calculator
All Roles
Step 1 0%
Step 1
👤 What is your role?
Select your designation to load the correct incentive plan.
Step 2 of 7
📅 Which month are you calculating for?
Each month has a different minimum target. Tap your month below.
Step 3 of 7
👤 Are you a new joiner or existing employee?
New Joiners get ₹1,000 per file for their first 3 files each month.
Step 4 of 7
💰 Is your monthly salary ₹16,000 or less?
If yes, your disbursement incentive per file gets doubled — ₹350 becomes ₹700!
Step 5 of 7
📂 How many HL / QML files did you disburse?
3
files needed this month
First 2 file(s) excluded · Incentive from file 3 onwards
Each HL/QML file = ₹350
number of HL / QML files disbursed
📂 How many ML files did you disburse?
number of ML files disbursed
📈 ML Disbursement (skip if none)
Enter full ML amount in Rupees (₹). Every ₹1 Lakh = ₹600. Partial amounts round up to next full lakh. Enter 0 if none.
Enter amount in ₹ (e.g. 250000 for 2.5 Lakhs)
Step 6 of 7
🔄 Did you collect from 10 or more cases this month?
You need at least 10 Non-OD / X+ bucket cases to earn collection incentive. Payout is from the 10th case onwards. Only enter your eligible cases below (i.e., exclude your first 9 cases).
Step 2 of 5
👥 Team Details
Your target is automatically calculated based on your team structure.
Total number of LAs in your team
How many of those are ML centralised?
📊 Actual Team Disbursement (in Lakhs)
Enter total disbursement your team achieved this month.
Lakhs — actual team disbursement
Step 3 of 5
📈 ML Share out of HL Target
What % of your HL target was fulfilled by ML disbursement? Enter the ML share %.
% ML share of HL target
Step 4 of 5
🔄 Non-OD Collection Efficiency %
Enter your Non-OD CE% for the month. Per ML flow, ₹500 is deducted from total incentive.
% Non-OD Collection Efficiency
Step 5 of 5
🔀 How many ML flows occurred this month?
₹500 is deducted from total incentive per ML flow.
number of ML flows (₹500 deducted each)
Step 2
🎯 What was your disbursement target this month? (in Lakhs / Crores)
Enter your monthly disbursement target as given by your reporting manager.
lakhs — your monthly target
📊 Actual Disbursement Achieved (in Lakhs / Crores)
lakhs — actual disbursement
Step 3
📈 ML Share out of HL Target (%)
Enter what % of your HL target was covered by ML disbursement.
% ML share of HL target
Step 4
🔄 Non-OD Collection Efficiency % / LPI & Bounce
Enter your Non-OD CE% for the month.
% Non-OD Collection Efficiency
Step 5
🔀 How many ML flows occurred this month?
₹500 is deducted from total incentive per ML flow.
number of ML flows (₹500 deducted each)
🎉 Your Estimated Incentive This Month
₹0
📊 How it's calculated
* Note: The calculations above are an estimate based on the numbers you provided. Final incentive payouts are determined by the company and are subject to official verification.
Step 2 of 5
📋 Category 1: Collection — Bucket & Cases
Enter cases collected per bucket. HL and ML have different rates per bucket.
Non-OD (30th file onwards)
HL Cases ₹50
ML Cases ₹100
X DPD
HL Cases ₹100
ML Cases ₹150
30 DPD
HL Cases ₹150
ML Cases ₹200
60 DPD
HL Cases ₹200
ML Cases ₹250
🔢 Non-OD Flow Multiplier
Flow count
Allocation size
Step 3 of 5
🎁 Category 2: Additional Collection Incentive
Based on total allocated cases and Non-OD to X flow count.
Total Allocated Cases
Non-OD to X Flow count (cap at 2)
Enter 0, 1, or 2+ (2 means two or more)
Step 4 of 5
💸 Category 3: LPI & Bounce + Category 4: Rollback
LPI + Bounce Collected (₹) Min 90% CE required
₹3,000–8,000 → ₹100/₹1k · >₹8,000 → ₹120/₹1k
Rollback cases (X, 30 & 60 DPD) ₹50 each
Step 5 of 5
⚡ Category 5: Early Collection Bonus
50% collection done by 19th of the month AND Non-OD flow = 0 at month end.